Business opportunity and other small business owners, we’ve talked before in our two-part series on small business credit basics about the need for you to actively manage and analyze your business' credit report. But you can’t begin to tackle the task until you even know what your business credit score is and how it might be affected by your decisions, can you?
That’s why Dun & Bradstreet (D&B) created CreditSignal™, “the first and only product on the market to provide companies with FREE access to changes in their D&B credit scores and ratings.”
As you may recall from our past posts on this subject, D&B is the holy grail of business credit bureaus and offers a complete array of products and services to help small business owners just like you to establish, build and retain your good credit. While CreditSignal™ provides you with the most basic level of monitoring services, it’s a great place to start. More importantly, what it does have to offer you for FREE can be priceless, helping you to keep a watchful eye on what your business credit score is and how it might affect your ability to obtain necessary funding.
But that’s not even the half of it.
Simply knowing about how your small business credit score might be changing or just how many companies have inquired about your status can also help you to:
• Anticipate how potential partners, vendors or lenders might react to your requests
• Understand how your decisions are impacting your credit scores, and
• Know when you may need to take action to change something.
Additionally, this FREE service proactively provides you with alerts to any changes in your PAYDEX® score, something else we’ve touched on before, as well as a monthly overview of any changes to your business credit report.
Now, with CreditSignal™, you won’t necessarily have all the details you’d like or need about your small business’ credit score, if not initially then at some point anyway, but that's okay. D&B offers a number of affordable upgrades for you to consider now or down the road if you need them, such as Credit Monitor™ and CreditBuilder™.
To obtain your FREE Business Credit Report and see where you stand, click here on CreditSignal™ now! And to learn more about the basics of small business credit, we invite you to read more about it by clicking here on our previous posts: Small Business Credit Basics: Part I and Small Business Credit Basics Part II.