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It’s time to wrap up the year, but before we do, we’re sounding off our Top 10 Blogs of 2017! Don’t miss these must-reads for entrepreneurs, mompreneurs, small business, and home-based business owners!

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Small Business Credit Lines Now Available
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Small businesses are really feeling the pinch today as the instability of the credit markets continues to take its toll.  Thankfully, companies like Novus Commercial Finance are making it a priority to get home-based and other small businesses, including start-ups, the lines of credit they desperately need.

Whether your business is just getting off the ground and has no prior credit history or even if it falls into what a bank might deem to be a “non-allowable” industry, there’s a reasonable chance that Novus’ business credit program has a solution for you.  In fact, they can arrange for business lines of credit bank cards in amounts ranging from $10,000 to as much as $100,000 or more in some cases.

If your small business is approved and funded, you’ll have access to anywhere from two to six bank card lines of credit, each with a different rate program that when blended can reasonably yield an estimated interest rate of as little as 0% to 2.99% to start.  Approximate blended rates after the promotional rate expires around the 6 to 12-month mark may vary and are estimated at around 10.99% to 12.99%.  There are additional fees of 0% to 3% for cash withdrawals.

Funding approval can take anywhere from two to six weeks, and use of the program may result in a maximum of three credit inquiries per credit report, minimizing credit score depreciation as much as possible.

To qualify, you must be at 50% or less of full utilization on any current, revolving credit (not including home equity credit lines).  In addition, you will incur a one-time fee as follows:

  • Funding of $25K = $2,500 fee (10%)

  • More than $25K = 10% per the above, plus 6% on the overage

  • Funding below $25K = fee is 10% of the total

** Please note that fees can be drawn from new lines.


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I had the pleasure of chatting with Shawn Pigg, CEO of Hotels Etc. for BusinessOpportunity.com's Podcast series that will be released very soon on our new Digital Platform.  Here is the transcript from that call for our regular RSS feed subscribers who get all of our posts first.

If you would...
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